When you browse Schmitt.com and have not registered for any online service, you browse anonymously. Personal information such as your name, address, phone number or E-mail address -- is not collected as you browse. E-mail is collected and tracked in aggregate. This information is used for the purpose getting you approved for a Loan. It is Schmitt.com's policy to respect the privacy of its users. Schmitt.com will not monitor, edit, or disclose any personal information about you or your use of the Service, including its contents, without your prior permission unless Schmitt.com has a good faith belief that such action is necessary to:
(1) conform to legal requirements or comply with legal process;
(2) protect and defend the rights or property of Schmitt.com;
(3) enforce the terms of service; or
(4) act to protect the interests of its members or others. Schmitt.com does provide certain user information in aggregate form to third parties, including its advertisers, for demographics.